:root{
  --hfg-blue:#0f4369; --hfg-blue-dark:#0a3251; --hfg-blue-deep:#072438; --hfg-blue-light:#2e6a90;
  --hfg-teal:#499fbe; --hfg-teal-dark:#2f7c9b; --hfg-teal-light:#7ab7d0; --hfg-teal-pale:#d8e9f1;
  --hfg-lime:#d5e03f; --hfg-lime-bright:#dfe66c; --hfg-lime-deep:#bcc830;
  --cream:#faf8f3; --paper:#f4efe6;
  --rent:#b8533f; --rent-deep:#8f3c2c; --rent-pale:#f7e9e4; --rent-bg:#fbf3ef;
  --sans:'Dunbar Text',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  --mono:'Geist Mono','SF Mono',ui-monospace,monospace;
  --serif:Georgia,'Times New Roman',serif;
  --ink:#16242f; --gray:#7a8794; --gray-light:#e6e1d7; --line:#e9e3d7;
}
*{box-sizing:border-box;margin:0;padding:0;}
body{font-family:var(--sans);background:var(--paper);color:var(--ink);line-height:1.5;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;}
img{display:block;max-width:100%;}
button{font-family:inherit;cursor:pointer;}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px;}

/* ── TOP BAR ── */
.topbar{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);}
.topbar-strip{height:4px;background:linear-gradient(90deg,var(--hfg-teal),var(--hfg-lime));}
.topbar-in{position:relative;max-width:1200px;margin:0 auto;padding:13px 24px;display:flex;align-items:center;}
.tb-logo{display:inline-flex;}
.tb-logo img{height:28px;width:auto;}
.tb-center{position:absolute;left:50%;transform:translateX(-50%);text-align:center;}
.tb-eyebrow{font-family:var(--mono);font-size:9.5px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--hfg-teal-dark);}
.tb-ttl{font-size:15px;font-weight:800;color:var(--hfg-blue-deep);margin-top:1px;letter-spacing:-.2px;}
.tb-actions{margin-left:auto;display:flex;gap:9px;}
.theme-toggle{padding:8px 11px!important;font-size:15px;line-height:1;}
.tb-btn{border-radius:999px;padding:9px 17px;font-size:12.5px;font-weight:700;font-family:inherit;cursor:pointer;display:inline-flex;align-items:center;gap:6px;transition:background .15s,color .15s;}
.tb-btn.ghost{background:#fff;color:var(--hfg-blue);border:1.5px solid var(--hfg-blue);}
.tb-btn.ghost:hover{background:var(--hfg-blue);color:#fff;}
.tb-btn.primary{background:var(--hfg-blue);color:#fff;border:1.5px solid var(--hfg-blue);}
.tb-btn.primary:hover{background:var(--hfg-blue-deep);border-color:var(--hfg-blue-deep);}

/* ── MASTHEAD ── */
.mast{padding:18px 0 2px;}
.mast .eyebrow{font-family:var(--mono);font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--hfg-teal-dark);margin-bottom:8px;}
.mast h1{font-family:var(--sans);font-weight:900;font-size:46px;line-height:.98;letter-spacing:-2px;color:var(--hfg-blue-deep);}
.mast h1 b{color:var(--hfg-lime-deep);font-weight:900;}
.mast .masthead-sub{font-size:14px;color:var(--gray);margin-top:13px;max-width:540px;font-weight:500;}
.mast h1 em{font-style:italic;color:var(--rent);}
.mast .lede{font-size:15px;color:var(--gray);margin-top:12px;max-width:640px;font-weight:500;}
.clientline{margin-top:14px;display:inline-flex;align-items:center;gap:9px;font-size:13px;font-weight:700;color:var(--hfg-blue-deep);background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 16px;}
.clientline span{color:var(--gray);font-weight:600;}
.clientline input{border:none;background:transparent;font-family:inherit;font-weight:700;color:var(--hfg-blue-deep);font-size:13px;outline:none;width:160px;}

/* ── SCOREBOARD ── */
.board{display:grid;grid-template-columns:1fr auto 1fr;gap:0;margin:26px 0 6px;border-radius:26px;overflow:hidden;box-shadow:0 18px 50px rgba(7,36,56,.16);position:relative;}
.side{padding:32px 30px 30px;position:relative;overflow:hidden;}
.side-rent{background:linear-gradient(165deg,#fff 0%,var(--rent-bg) 100%);border:1px solid var(--rent-pale);border-right:none;}
.side-own{background:linear-gradient(165deg,var(--hfg-blue) 0%,var(--hfg-blue-deep) 100%);border:1px solid var(--hfg-blue-deep);border-left:none;}
.side-own::after{content:'';position:absolute;top:-120px;right:-110px;width:360px;height:360px;border-radius:50%;background:var(--hfg-lime);opacity:.07;}
.side-tag{font-family:var(--mono);font-size:10.5px;font-weight:700;letter-spacing:1.8px;text-transform:uppercase;margin-bottom:6px;position:relative;z-index:1;}
.side-rent .side-tag{color:var(--rent);}
.side-own .side-tag{color:var(--hfg-lime);}
.side-head{font-family:var(--serif);font-size:24px;font-weight:400;letter-spacing:-.3px;margin-bottom:20px;position:relative;z-index:1;}
.side-rent .side-head{color:var(--rent-deep);}
.side-own .side-head{color:#fff;}
.side-big{font-family:var(--sans);font-weight:800;letter-spacing:-2px;line-height:.9;font-variant-numeric:tabular-nums;position:relative;z-index:1;}
.side-rent .side-big{color:var(--rent);font-size:46px;}
.side-own .side-big{color:var(--hfg-lime);font-size:46px;}
.side-biglbl{font-size:11px;font-weight:600;margin-top:8px;position:relative;z-index:1;}
.side-rent .side-biglbl{color:var(--gray);}
.side-own .side-biglbl{color:rgba(255,255,255,.55);}
.side-stats{margin-top:22px;position:relative;z-index:1;}
.side-stat{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:9px 0;border-top:1px solid;}
.side-rent .side-stat{border-color:var(--rent-pale);}
.side-own .side-stat{border-color:rgba(255,255,255,.1);}
.side-stat .k{font-size:11.5px;font-weight:600;}
.side-rent .side-stat .k{color:var(--gray);}
.side-own .side-stat .k{color:rgba(255,255,255,.6);}
.side-stat .v{font-size:13px;font-weight:800;font-variant-numeric:tabular-nums;white-space:nowrap;}
.side-rent .side-stat .v{color:var(--rent-deep);}
.side-own .side-stat .v{color:#fff;}
.side-own .side-stat .v.lime{color:var(--hfg-lime);}

/* center gap chip */
.gap{background:var(--hfg-blue-deep);color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:24px 26px;text-align:center;min-width:210px;position:relative;}
.gap::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--rent),var(--hfg-lime));}
.gap-tag{font-family:var(--mono);font-size:9.5px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--hfg-teal-light);margin-bottom:8px;}
.gap-num{font-family:var(--sans);font-weight:900;font-size:40px;letter-spacing:-2px;line-height:.92;color:var(--hfg-lime);font-variant-numeric:tabular-nums;}
.gap-sub{font-size:11px;color:rgba(255,255,255,.6);margin-top:9px;line-height:1.4;max-width:175px;}
.gap-be{margin-top:14px;font-family:var(--mono);font-size:10px;font-weight:700;letter-spacing:.5px;color:var(--hfg-blue-deep);background:var(--hfg-lime);border-radius:999px;padding:6px 13px;}

.tnum{font-variant-numeric:tabular-nums;}
.sba{margin:0;}
.sba-gap{background:linear-gradient(135deg,var(--hfg-blue-deep) 0%,var(--hfg-blue) 58%,var(--hfg-blue-light) 100%);border-radius:24px;padding:26px 30px;position:relative;overflow:hidden;text-align:center;box-shadow:0 18px 50px rgba(7,36,56,.20);margin-bottom:12px;}
.sba-gap::after{content:'';position:absolute;top:-130px;right:-90px;width:300px;height:300px;border-radius:50%;background:var(--hfg-lime);opacity:.06;}
.sba-gap-tag{position:relative;z-index:1;font-family:var(--mono);font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--hfg-teal-light);}
.sba-gap-n{position:relative;z-index:1;font-family:var(--serif);font-weight:400;font-size:80px;letter-spacing:-1px;line-height:.9;color:var(--hfg-lime);margin:6px 0 6px;}
.sba-gap-sub{position:relative;z-index:1;font-size:15px;font-weight:600;color:rgba(255,255,255,.72);margin-bottom:16px;}
.sba-gap-be{position:relative;z-index:1;display:inline-block;font-family:var(--mono);font-size:11px;font-weight:700;letter-spacing:.5px;background:var(--hfg-lime);color:var(--hfg-blue-deep);padding:8px 16px;border-radius:999px;}
.sba-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.sba-card{border-radius:20px;padding:26px 28px 22px;position:relative;overflow:hidden;box-shadow:0 10px 30px rgba(7,36,56,.10);}
.sba-card.rent{background:#fff;border:1px solid var(--rent-pale);}
.sba-card.own{background:linear-gradient(165deg,var(--hfg-blue) 0%,var(--hfg-blue-deep) 100%);border:1px solid var(--hfg-blue-deep);}
.sba-card.own::after{content:'';position:absolute;top:-100px;right:-90px;width:300px;height:300px;border-radius:50%;background:var(--hfg-lime);opacity:.07;}
.sba-tag{font-family:var(--mono);font-size:10px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;position:relative;z-index:1;}
.sba-card.rent .sba-tag{color:var(--rent);}
.sba-card.own .sba-tag{color:var(--hfg-lime);}
.sba-big{font-family:var(--serif);font-weight:400;font-size:50px;letter-spacing:-.5px;line-height:1;margin:12px 0 4px;position:relative;z-index:1;font-variant-numeric:tabular-nums;}
.sba-card.rent .sba-big{color:var(--rent);}
.sba-card.own .sba-big{color:var(--hfg-lime);}
.sba-biglbl{font-size:12px;font-weight:600;position:relative;z-index:1;}
.sba-card.rent .sba-biglbl{color:var(--gray);}
.sba-card.own .sba-biglbl{color:rgba(255,255,255,.6);}
.sba-rows{margin-top:18px;position:relative;z-index:1;}
.sba-row{display:flex;justify-content:space-between;gap:8px;padding:9px 0;font-size:12.5px;border-top:1px solid;}
.sba-card.rent .sba-row{border-color:var(--rent-pale);}
.sba-card.own .sba-row{border-color:rgba(255,255,255,.12);}
.sba-card.rent .sba-row .k{color:var(--gray);}
.sba-card.own .sba-row .k{color:rgba(255,255,255,.6);}
.sba-row .v{font-weight:800;white-space:nowrap;}
.sba-card.rent .sba-row .v{color:var(--rent-deep);}
.sba-card.own .sba-row .v{color:#fff;}
/* ── YEAR SCRUBBER ── */
.scrub{background:#fff;border:1px solid var(--line);border-radius:20px;padding:13px 22px 15px;margin:0;box-shadow:0 6px 22px rgba(7,36,56,.06);}
.scrub-top{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:6px;flex-wrap:wrap;}
.scrub-lbl{font-family:var(--mono);font-size:10.5px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--hfg-teal-dark);}
.scrub-yr{font-family:var(--serif);font-size:30px;color:var(--hfg-blue-deep);line-height:1;}
.scrub-yr b{font-weight:400;}
.scrub-hint{font-size:11px;color:var(--gray);font-weight:500;}
.rng{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:999px;background:linear-gradient(90deg,var(--hfg-teal) 0%,var(--hfg-teal) var(--fill,33%),#e9e3d7 var(--fill,33%),#e9e3d7 100%);outline:none;margin-top:10px;}
.rng::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;background:var(--hfg-blue);border:4px solid #fff;box-shadow:0 3px 10px rgba(15,67,105,.4);cursor:pointer;}
.rng::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--hfg-blue);border:4px solid #fff;box-shadow:0 3px 10px rgba(15,67,105,.4);cursor:pointer;}
.rng-ticks{position:relative;height:13px;margin-top:9px;color:var(--gray);}
.rng-ticks span{position:absolute;transform:translateX(-50%);font-family:var(--mono);font-size:9px;font-weight:600;white-space:nowrap;}

/* ── CHARTS ── */
.panel{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px 22px 16px;box-shadow:0 6px 22px rgba(7,36,56,.05);}
.panel-hd{display:flex;align-items:center;gap:10px;margin-bottom:14px;}
.panel-hd h3{font-family:var(--sans);font-size:15px;font-weight:800;color:var(--hfg-blue-deep);letter-spacing:-.2px;}
.panel-hd .pchip{font-family:var(--mono);font-size:9px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--hfg-teal-dark);background:var(--hfg-teal-pale);padding:4px 10px;border-radius:999px;margin-left:auto;}
.grid2{display:grid;grid-template-columns:1.3fr 1fr;gap:16px;margin-top:0;}
.ch-wrap{position:relative;height:260px;}
.legend{display:flex;gap:16px;margin-top:12px;flex-wrap:wrap;}
.legend span{font-size:11px;font-weight:600;color:var(--gray);display:inline-flex;align-items:center;gap:6px;}
.legend i{width:14px;height:4px;border-radius:2px;display:inline-block;}
.legend .sw-own{background:#3f93b4;}.legend .sw-rent{background:#c0563f;}.legend .sw-eq{background:#4aa3c4;}

/* monthly compare */
.mcompare{display:flex;flex-direction:column;gap:0;}
.mrow{display:flex;align-items:center;justify-content:space-between;padding:9px 0;border-bottom:1px solid var(--line);font-size:12.5px;}
.mrow:last-child{border-bottom:none;}
.mrow .mk{color:var(--gray);font-weight:600;}
.mrow .mv{font-weight:800;font-variant-numeric:tabular-nums;color:var(--ink);}
.mrow.tot{margin-top:6px;padding-top:13px;border-top:2px solid var(--hfg-blue-deep);border-bottom:none;}
.mrow.tot .mk{color:var(--hfg-blue-deep);font-weight:800;font-size:13px;}
.mrow.tot .mv{color:var(--hfg-blue);font-size:16px;}
.mrow .mv.pos{color:var(--hfg-teal-dark);}
.vs-rent{margin-top:12px;background:var(--rent-bg);border:1px solid var(--rent-pale);border-radius:12px;padding:12px 14px;font-size:12px;color:var(--rent-deep);font-weight:600;line-height:1.5;}
.vs-rent b{color:var(--rent);}

/* takeaway strip */
.takes{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:0;}
.take{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;position:relative;overflow:hidden;}
.take::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:var(--hfg-lime-deep);}
.take.r::before{background:var(--rent);}
.take-n{font-family:var(--mono);font-size:9px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:var(--hfg-teal-dark);margin-bottom:9px;}
.take.r .take-n{color:var(--rent);}
.take-h{font-family:var(--sans);font-size:26px;font-weight:800;letter-spacing:-1px;color:var(--hfg-blue-deep);line-height:1;margin-bottom:7px;font-variant-numeric:tabular-nums;}
.take.r .take-h{color:var(--rent);}
.take-p{font-size:11.5px;color:var(--gray);line-height:1.5;font-weight:500;}

/* ── ASSUMPTIONS DRAWER ── */
.assump{margin:26px 0 10px;background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:0 6px 22px rgba(7,36,56,.05);}
.assump-bar{display:flex;align-items:center;gap:12px;padding:16px 22px;cursor:pointer;user-select:none;}
.assump-bar .ab-ic{width:30px;height:30px;border-radius:9px;background:var(--hfg-blue);color:#fff;display:flex;align-items:center;justify-content:center;font-size:16px;flex-shrink:0;}
.assump-bar h3{font-size:14px;font-weight:800;color:var(--hfg-blue-deep);}
.assump-bar p{font-size:11px;color:var(--gray);margin-top:1px;}
.assump-bar .chev{margin-left:auto;font-size:18px;color:var(--hfg-teal-dark);transition:transform .2s;}
.assump.open .chev{transform:rotate(180deg);}
.assump-body{display:none;padding:6px 22px 24px;border-top:1px solid var(--line);}
.assump.open .assump-body{display:block;}
.agroup{margin-top:20px;}
.agroup-t{font-family:var(--mono);font-size:10px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--hfg-teal-dark);margin-bottom:12px;display:flex;align-items:center;gap:10px;}
.agroup-t::after{content:'';flex:1;height:1px;background:var(--line);}
.fgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;}
.fgrid-3{grid-template-columns:repeat(3,1fr);}
.inp-f{display:flex;flex-direction:column;gap:5px;}
.inp-f label{font-family:var(--mono);font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.7px;color:var(--gray);}
.inp-wrap{position:relative;}
.inp-pre,.inp-suf{position:absolute;top:50%;transform:translateY(-50%);font-size:12px;color:#aab4be;font-weight:700;pointer-events:none;}
.inp-pre{left:11px;}.inp-suf{right:11px;}
.inp-f input,.inp-f select{width:100%;padding:10px 12px;font-size:14px;font-weight:600;color:var(--ink);background:var(--cream);border:1.5px solid var(--gray-light);border-radius:10px;outline:none;font-family:inherit;-webkit-appearance:none;transition:border-color .15s,box-shadow .15s,background .15s;}
.inp-f input:focus,.inp-f select:focus{border-color:var(--hfg-teal);background:#fff;box-shadow:0 0 0 3px rgba(73,159,190,.13);}
.has-pre input{padding-left:23px;}.has-suf input{padding-right:34px;}
.inp-hint{font-size:9.5px;color:var(--gray);}
.auto-badge{position:absolute;right:9px;top:50%;transform:translateY(-50%);font-family:var(--mono);font-size:8.5px;font-weight:700;background:rgba(73,159,190,.12);color:var(--hfg-teal-dark);padding:3px 7px;border-radius:9px;letter-spacing:.4px;pointer-events:none;}
.auto-badge.edited{background:rgba(213,224,63,.3);color:#6f7717;}
.has-pre.inp-auto-wrap input{padding-right:50px;}
.chk{display:flex;align-items:center;gap:8px;margin-top:6px;}
.chk input{width:16px;height:16px;accent-color:var(--hfg-blue);cursor:pointer;}
.chk label{font-size:12px;font-weight:600;color:var(--ink);cursor:pointer;}
.req{color:var(--rent);}
.lo-err{background:var(--rent-pale);color:var(--rent-deep);border:1px solid var(--rent);border-radius:10px;padding:10px 15px;font-size:12.5px;font-weight:600;margin-top:14px;}
.field-error{border-color:var(--rent)!important;background:var(--rent-pale)!important;}

/* live slider rows inside drawer header (always visible quick controls) */
.quickbar{margin:18px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
.qs label{display:flex;justify-content:space-between;font-family:var(--mono);font-size:9.5px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;color:var(--gray);margin-bottom:7px;}
.qs label b{color:var(--hfg-blue);font-size:12px;letter-spacing:0;}
.qs .rng{height:6px;margin-top:0;}
.qs .rng::-webkit-slider-thumb{width:20px;height:20px;border-width:3px;}

.rng.mini{height:5px;margin-top:9px;background:#e9e3d7;}
.rng.mini::-webkit-slider-thumb{width:16px;height:16px;border-width:3px;}
.rng.mini::-moz-range-thumb{width:14px;height:14px;border-width:3px;}
.tg{float:right;font-family:var(--sans);text-transform:none;letter-spacing:0;color:var(--hfg-teal-dark);font-weight:700;font-size:10px;display:inline-flex;align-items:center;gap:4px;}
.tg-state{font-family:var(--mono);font-size:9px;font-weight:700;letter-spacing:.5px;color:var(--gray);}
.tg-state.on{color:var(--hfg-teal-dark);}
.switch{position:relative;display:inline-block;width:34px;height:18px;vertical-align:middle;}
.switch input{position:absolute;inset:0;width:100%;height:100%;margin:0;opacity:0;cursor:pointer;z-index:2;}
.sl{position:absolute;inset:0;background:#c7ced6;border-radius:999px;transition:background .15s;pointer-events:none;}
.sl::before{content:'';position:absolute;width:14px;height:14px;border-radius:50%;background:#fff;top:2px;left:2px;transition:transform .15s;box-shadow:0 1px 2px rgba(0,0,0,.25);}
.switch input:checked ~ .sl{background:var(--hfg-lime-deep);}
.switch input:checked ~ .sl::before{transform:translateX(16px);}
.inp-f input:disabled{opacity:.4;cursor:not-allowed;background:#f0ece2;}
/* ── SIDEBAR CALCULATOR LAYOUT ── */
.app{max-width:1280px;margin:0 auto;padding:16px 24px 0;display:grid;grid-template-columns:360px minmax(0,1fr);gap:24px;align-items:start;}
.sidebar{position:sticky;top:68px;align-self:start;max-height:calc(100vh - 88px);overflow-y:auto;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 6px 22px rgba(7,36,56,.06);}
.sidebar-head{padding:15px 18px 13px;border-bottom:1px solid var(--line);position:sticky;top:0;background:#fff;z-index:2;}
.sidebar-head h3{font-size:14px;font-weight:800;color:var(--hfg-blue-deep);letter-spacing:-.2px;}
.sidebar-head p{font-size:11px;color:var(--gray);margin-top:2px;}
.sidebar-body{padding:2px 18px 22px;}
.sidebar .agroup{margin-top:18px;}
.sidebar .agroup:first-child{margin-top:14px;}
.sidebar .fgrid,.sidebar .fgrid-3{grid-template-columns:1fr;}
.main{min-width:0;}
.main .mast{padding-top:4px;}
@media(max-width:900px){
  .app{display:flex;flex-direction:column;padding:16px 16px 0;}
  .sidebar{position:static;max-height:none;order:2;overflow:visible;}
  .main{order:1;}
}
/* ── FOOTER (print-ready) ── */
.foot{margin:30px 0 10px;border-radius:20px;overflow:hidden;border:1px solid var(--line);}
.foot-lo{background:var(--cream);padding:18px 24px;display:flex;align-items:center;gap:15px;}
.foot-badge{width:46px;height:46px;border-radius:50%;background:var(--hfg-lime);color:var(--hfg-blue-deep);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:16px;flex-shrink:0;}
.foot-name{font-size:15px;font-weight:800;color:var(--hfg-blue-deep);}
.foot-info{font-size:11px;color:var(--gray);margin-top:2px;line-height:1.5;}
.foot-info a{color:var(--hfg-teal-dark);font-weight:600;}
.foot-disc{background:#fff;padding:14px 24px;font-size:9.5px;color:var(--gray);line-height:1.6;border-top:1px solid var(--line);}
.foot-bar{background:var(--hfg-blue-deep);padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:12px;}
.foot-bar img{height:20px;}
.foot-bar .fb-logo{display:inline-flex;} /* white-horizontal logo sits directly on the navy bar — no chip */
.foot-bar .fb-txt{font-size:10px;color:rgba(255,255,255,.45);}

.section-sp{height:6px;}

/* ── RETURN ON CASH ── */
.roi-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:12px;}
.roi-stat{text-align:center;}
.roi-stat.mult{background:var(--hfg-teal-pale);border-radius:14px;padding:12px 8px;}
.roi-stat .k{font-family:var(--mono);font-size:9.5px;font-weight:700;letter-spacing:.7px;text-transform:uppercase;color:var(--gray);margin-bottom:6px;}
.roi-stat .v{font-family:var(--sans);font-weight:800;font-size:26px;letter-spacing:-1px;color:var(--hfg-blue-deep);line-height:1;}
.roi-stat.mult .v{color:var(--hfg-teal-dark);font-size:30px;}
.roi-stat .sub{font-size:10px;color:var(--gray);margin-top:5px;font-weight:600;}
.roi-stat.mult .sub{color:var(--hfg-teal-dark);}
.roi-op{font-size:22px;font-weight:800;color:var(--hfg-lime-deep);text-align:center;}
.roi-foot{margin-top:16px;padding-top:14px;border-top:1px solid var(--line);font-size:12px;color:var(--ink);line-height:1.6;font-weight:500;}
.roi-foot b{color:var(--hfg-blue);font-weight:800;}
.roi-note{display:block;margin-top:7px;font-size:10px;color:var(--gray);font-weight:500;line-height:1.5;}
@media(max-width:560px){
  .roi-flow{grid-template-columns:1fr;}.roi-op{transform:rotate(90deg);}
  .topbar-in{padding:11px 13px;flex-wrap:wrap;row-gap:8px;}
  .tb-logo img{height:22px;}
  .tb-actions{gap:6px;}
  .tb-btn{padding:7px 12px;font-size:11px;}
  .app{padding:14px 12px 0;}
  .mast h1{font-size:29px;letter-spacing:-1px;}
  .sba-gap-n{font-size:46px;}
  .sba-big{font-size:40px;}
  .scrub-yr{font-size:26px;}
  .panel{padding:18px 16px 14px;}
}
/* ════════ RICHER VISUAL TREATMENT (HFG signature) ════════ */
/* white panels: teal→lime top strip, accented title, deeper shadow */
.panel{position:relative;overflow:hidden;box-shadow:0 12px 30px rgba(7,36,56,.09);border-color:#ece5d6;}

/* slider card: accent + depth */
.scrub{position:relative;overflow:hidden;box-shadow:0 10px 26px rgba(7,36,56,.08);}

/* scoreboard cards: accent strips + deeper shadow */
.sba-card{box-shadow:0 14px 34px rgba(7,36,56,.13);}

/* gap banner: extra teal glow for depth */
.sba-gap{background:radial-gradient(130% 150% at 88% -25%,rgba(73,159,190,.38),transparent 55%),linear-gradient(135deg,var(--hfg-blue-deep) 0%,var(--hfg-blue) 58%,var(--hfg-blue-light) 100%);}

/* ROI panel: make the multiple pop */
.roi-stat.mult{box-shadow:inset 0 0 0 1px rgba(73,159,190,.25);}

/* sidebar: navy header with lime accent, deeper shadow */
.sidebar{box-shadow:0 12px 30px rgba(7,36,56,.10);}
.sidebar-head{background:var(--hfg-blue-deep);border-bottom:3px solid var(--hfg-lime-deep);border-radius:17px 17px 0 0;}
.sidebar-head h3{color:#fff;}
.sidebar-head p{color:rgba(255,255,255,.62);}

/* masthead eyebrow: brand dot */
.mast .eyebrow::before{content:'';display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--hfg-lime-deep);box-shadow:0 0 0 4px rgba(184,196,58,.22);margin-right:9px;vertical-align:middle;}

/* ── SHOW THE MATH expander ── */
.math-toggle{margin-top:14px;display:inline-flex;align-items:center;gap:7px;font-family:var(--mono);font-size:9.5px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;color:var(--hfg-teal-dark);background:transparent;border:1px dashed var(--line);border-radius:999px;padding:7px 13px;cursor:pointer;position:relative;z-index:1;transition:background .15s,color .15s;}
.math-toggle::before{content:'\25B8';font-size:9px;transition:transform .15s;}
.math-toggle.open::before{transform:rotate(90deg);}
.math-toggle:hover{background:rgba(73,159,190,.08);color:var(--hfg-blue);}
.math-panel{display:none;margin-top:12px;background:rgba(0,0,0,.04);border:1px solid var(--line);border-radius:12px;padding:13px 15px;position:relative;z-index:1;}
.math-panel.open{display:block;}
.mstep{display:flex;justify-content:space-between;gap:12px;font-size:12.5px;padding:5px 0;color:var(--gray);}
.mstep b{color:var(--ink);font-weight:700;font-variant-numeric:tabular-nums;white-space:nowrap;}
.mstep.tot{border-top:1px solid var(--line);margin-top:4px;padding-top:8px;}
.mstep.tot span{color:var(--hfg-blue-deep);font-weight:800;}
.mstep.tot b{color:var(--hfg-blue);font-size:14px;}
.mstep.muted{opacity:.7;font-size:11px;}
/* the gap banner & "buy" card are always navy — keep their expander text light in BOTH themes */
.sba-gap .math-panel,.sba-card.own .math-panel{background:rgba(0,0,0,.2);border-color:rgba(255,255,255,.12);}
.sba-gap .math-toggle,.sba-card.own .math-toggle{color:var(--hfg-teal-light);border-color:rgba(255,255,255,.28);}
.sba-gap .math-toggle:hover,.sba-card.own .math-toggle:hover{background:rgba(255,255,255,.08);color:#fff;}
.sba-gap .mstep,.sba-card.own .mstep{color:rgba(255,255,255,.65);}
.sba-gap .mstep b,.sba-card.own .mstep b{color:#fff;}
.sba-gap .mstep.tot,.sba-card.own .mstep.tot{border-top-color:rgba(255,255,255,.18);}
.sba-gap .mstep.tot span,.sba-card.own .mstep.tot span{color:#fff;}
.sba-gap .mstep.tot b,.sba-card.own .mstep.tot b{color:var(--hfg-lime);}
/* ── PRINT ── */
@media print{
  .math-toggle,.math-panel{display:none!important;}
  *{-webkit-print-color-adjust:exact!important;print-color-adjust:exact!important;}
  @page{margin:.4in;size:letter portrait;}
  body{background:#fff;}
  .topbar,.sidebar,.scrub,.scrub-hint,.rng-ticks{display:none!important;}
  .app{display:block!important;padding:0!important;}
  .wrap{padding:0;max-width:100%;}
  .mast{padding:4px 0 0;}
  .mast h1{font-size:30px;letter-spacing:-1.2px;}
  .mast .masthead-sub{font-size:10px!important;margin-top:5px!important;}
  .mast .lede{font-size:11px;margin-top:6px;}
  .board{box-shadow:none;margin:12px 0 8px;page-break-inside:avoid;}
  .sba-gap{box-shadow:none!important;padding:13px 20px!important;margin-bottom:9px!important;page-break-inside:avoid;}
  .sba-gap-n{font-size:42px!important;}
  .sba-gap-sub{font-size:12px!important;}
  .sba-cards{gap:10px!important;page-break-inside:avoid;}
  .sba-card{box-shadow:none!important;padding:13px 16px!important;}
  .sba-big{font-size:28px!important;margin:8px 0 3px!important;}
  .sba-row{padding:5px 0!important;font-size:10px!important;}
  .side{padding:16px 18px;}
  .side-rent .side-big,.side-own .side-big{font-size:30px;}
  .gap-num{font-size:26px;}
  .scrub{box-shadow:none;padding:10px 16px;page-break-inside:avoid;}
  .rng{height:5px;}
  .grid2{gap:12px;page-break-inside:avoid;}
  .panel{box-shadow:none;padding:12px;page-break-inside:avoid;}
  .ch-wrap{height:180px!important;}
  .ch-wrap canvas{width:100%!important;height:100%!important;}
  .takes{gap:10px;page-break-inside:avoid;}
  .take{padding:12px;}
  .take-h{font-size:18px;}
  /* ── force the 2-page split: charts onward start page 2 ── */
  .roi{page-break-before:always!important;}
  .sba{page-break-inside:avoid;}
  .sba-gap{padding:11px 20px!important;margin-bottom:8px!important;background:linear-gradient(135deg,var(--hfg-blue-deep) 0%,var(--hfg-blue) 72%,var(--hfg-blue-light) 100%)!important;}
  .sba-gap-n{font-size:38px!important;}
  .sba-card{padding:11px 14px!important;}
  .sba-big{font-size:24px!important;}
  .mcompare .mrow{padding:5px 0!important;font-size:10px!important;}
  .mrow.tot .mv{font-size:14px!important;}
  .vs-rent{padding:8px 10px!important;font-size:9px!important;margin-top:8px!important;}
  .panel{box-shadow:none;padding:11px!important;page-break-inside:avoid;}
  .panel-hd{margin-bottom:8px!important;}
  .ch-wrap{height:158px!important;}
  .take{padding:10px!important;}
  .take-h{font-size:16px!important;}
  .roi-stat .v{font-size:18px!important;}
  .roi-stat.mult .v{font-size:22px!important;}
  .roi-stat.mult{padding:8px 6px!important;}
  .roi-foot{font-size:9px!important;margin-top:8px!important;padding-top:8px!important;}
  .roi-note{font-size:8px!important;margin-top:4px!important;}
  .foot{page-break-inside:avoid;margin-top:10px!important;}
  .foot-lo{padding:10px 18px!important;}
  .foot-disc{font-size:8.5px!important;line-height:1.5!important;padding:9px 18px!important;}
  .foot-bar{padding:10px 18px!important;}
}
@media(max-width:880px){
  .tb-center{display:none;}
  .mast h1{font-size:34px;letter-spacing:-1.4px;}
  .board{grid-template-columns:1fr;}
  .gap{order:-1;min-width:0;flex-direction:row;gap:14px;padding:16px;}
  .sba-cards{grid-template-columns:1fr;}
  .sba-gap{padding:28px 20px;}
  .sba-gap-n{font-size:52px;letter-spacing:-2px;}
  .gap-num{font-size:30px;}
  .gap-sub{max-width:none;}
  .grid2{grid-template-columns:1fr;}
  .takes{grid-template-columns:1fr;}
  .quickbar{grid-template-columns:1fr 1fr;}
  .fgrid-3{grid-template-columns:1fr 1fr;}
}

/* ════════════════ DARK PREMIUM THEME (screen only — print stays light) ════════════════ */
@media screen{
  body.dark{background:radial-gradient(135% 120% at 80% -10%,#103a55 0%,#08263a 46%,#061a29 100%);background-attachment:fixed;color:#eaf1f5;}
  body.dark .topbar{background:rgba(8,30,46,.82);-webkit-backdrop-filter:blur(12px) saturate(160%);backdrop-filter:blur(12px) saturate(160%);border-bottom:1px solid rgba(255,255,255,.08);}
  /* dark theme uses the white-horizontal logo directly — the white chip is gone */
  body.dark .tb-eyebrow{color:var(--hfg-teal-light);}
  body.dark .tb-ttl{color:#fff;}
  body.dark .tb-btn.ghost{background:transparent;color:var(--hfg-teal-light);border-color:rgba(122,183,208,.5);}
  body.dark .tb-btn.ghost:hover{background:rgba(255,255,255,.08);color:#fff;}
  body.dark .tb-btn.primary{background:var(--hfg-lime);color:var(--hfg-blue-deep);border-color:var(--hfg-lime);}
  body.dark .tb-btn.primary:hover{background:var(--hfg-lime-bright);border-color:var(--hfg-lime-bright);}
  body.dark .mast .eyebrow{color:var(--hfg-teal-light);}
  body.dark .mast h1{color:#fff;}
  body.dark .mast h1 b{color:var(--hfg-lime);}
  body.dark .mast .masthead-sub{color:rgba(255,255,255,.6);}
  body.dark .mast h1 em{color:#e8a08f;}
  body.dark .clientline{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.14);}
  body.dark .clientline span{color:rgba(255,255,255,.5);}
  body.dark .clientline input{color:#fff;}
  body.dark .clientline input::placeholder{color:rgba(255,255,255,.4);}
  body.dark .sidebar{background:rgba(255,255,255,.035);border:1px solid rgba(255,255,255,.1);box-shadow:0 18px 50px rgba(0,0,0,.32);}
  body.dark .sidebar-head{background:rgba(7,24,38,.7);border-bottom:3px solid var(--hfg-lime-deep);}
  body.dark .sidebar-head h3{color:#fff;}
  body.dark .sidebar-head p{color:rgba(255,255,255,.55);}
  body.dark .agroup-t{color:var(--hfg-teal-light);}
  body.dark .agroup-t::after{background:rgba(255,255,255,.12);}
  body.dark .inp-f label{color:rgba(255,255,255,.5);}
  body.dark .inp-f input, body.dark .inp-f select{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);color:#fff;}
  body.dark .inp-f input:focus, body.dark .inp-f select:focus{border-color:var(--hfg-teal-light);background:rgba(255,255,255,.1);box-shadow:0 0 0 3px rgba(73,159,190,.22);}
  body.dark .inp-f select option{color:#16242f;}
  body.dark .inp-pre, body.dark .inp-suf, body.dark .inp-hint{color:rgba(255,255,255,.42);}
  body.dark .auto-badge{background:rgba(73,159,190,.22);color:var(--hfg-teal-light);}
  body.dark .auto-lic{color:var(--hfg-teal-light);}
  body.dark .mi-note{background:rgba(255,255,255,.05);color:rgba(255,255,255,.62);}
  body.dark .chk label{color:rgba(255,255,255,.78);}
  body.dark .tg{color:var(--hfg-teal-light);}
  body.dark .tg-state{color:rgba(255,255,255,.5);}
  body.dark .tg-state.on{color:var(--hfg-lime);}
  body.dark .sl{background:rgba(255,255,255,.2);}
  body.dark .switch input:checked ~ .sl{background:var(--hfg-lime);}
  body.dark .math-toggle{color:var(--hfg-teal-light);border-color:rgba(255,255,255,.2);}
  body.dark .math-toggle:hover{background:rgba(255,255,255,.07);color:#fff;}
  body.dark .math-panel{background:rgba(0,0,0,.2);border-color:rgba(255,255,255,.1);}
  body.dark .mstep{color:rgba(255,255,255,.65);}
  body.dark .mstep b{color:#fff;}
  body.dark .mstep.tot{border-top-color:rgba(255,255,255,.15);}
  body.dark .mstep.tot span{color:#fff;}
  body.dark .mstep.tot b{color:var(--hfg-lime);}
  body.dark .sba-card.rent .mstep.tot b{color:#e8a08f;}
  body.dark .rng.mini{background:rgba(255,255,255,.14);}
  body.dark .inp-f input:disabled{background:rgba(255,255,255,.03);opacity:.4;}
  body.dark .req{color:#e8a08f;}
  body.dark .scrub{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);box-shadow:0 12px 30px rgba(0,0,0,.25);}
  body.dark .scrub-lbl{color:var(--hfg-teal-light);}
  body.dark .scrub-yr{color:#fff;}
  body.dark .scrub-hint{color:rgba(255,255,255,.5);}
  body.dark .rng{background:linear-gradient(90deg,var(--hfg-teal) 0%,var(--hfg-teal) var(--fill,33%),rgba(255,255,255,.14) var(--fill,33%),rgba(255,255,255,.14) 100%);}
  body.dark .rng-ticks{color:rgba(255,255,255,.45);}
  body.dark .sba-card.rent{background:rgba(255,255,255,.04);border:1px solid rgba(232,160,143,.32);}
  body.dark .sba-card.rent .sba-tag{color:#e8a08f;}
  body.dark .sba-card.rent .sba-big{color:#e8a08f;}
  body.dark .sba-card.rent .sba-biglbl{color:rgba(255,255,255,.5);}
  body.dark .sba-card.rent .sba-row{border-color:rgba(255,255,255,.1);}
  body.dark .sba-card.rent .sba-row .k{color:rgba(255,255,255,.55);}
  body.dark .sba-card.rent .sba-row .v{color:#f1d4cc;}
  body.dark .panel{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);box-shadow:0 16px 38px rgba(0,0,0,.3);}
  body.dark .panel-hd h3{color:#fff;}
  body.dark .panel-hd .pchip{background:rgba(73,159,190,.2);color:var(--hfg-teal-light);}
  body.dark .mrow{border-color:rgba(255,255,255,.1)!important;}
  body.dark .mrow .mk{color:rgba(255,255,255,.6);}
  body.dark .mrow .mv{color:#fff;}
  body.dark .mrow.tot{border-top-color:var(--hfg-lime-deep)!important;}
  body.dark .mrow.tot .mk{color:#fff;}
  body.dark .mrow.tot .mv{color:var(--hfg-lime);}
  body.dark .mrow .mv.pos{color:var(--hfg-teal-light);}
  body.dark .vs-rent{background:rgba(224,135,111,.13);border-color:rgba(224,135,111,.32);color:#f1d4cc;}
  body.dark .vs-rent b{color:#fff;}
  body.dark .roi-stat .k{color:rgba(255,255,255,.5);}
  body.dark .roi-stat .v{color:#fff;}
  body.dark .roi-stat.mult{background:rgba(73,159,190,.16);box-shadow:inset 0 0 0 1px rgba(122,183,208,.35);}
  body.dark .roi-stat.mult .v{color:var(--hfg-lime);}
  body.dark .roi-stat .sub{color:rgba(255,255,255,.5);}
  body.dark .roi-stat.mult .sub{color:var(--hfg-teal-light);}
  body.dark .roi-op{color:var(--hfg-lime);}
  body.dark .roi-foot{color:rgba(255,255,255,.7);border-top-color:rgba(255,255,255,.12);}
  body.dark .roi-foot b{color:var(--hfg-lime);}
  body.dark .roi-note{color:rgba(255,255,255,.42);}
  body.dark .take{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);}
  body.dark .take-n{color:var(--hfg-teal-light);}
  body.dark .take.r .take-n{color:#e8a08f;}
  body.dark .take-h{color:#fff;}
  body.dark .take.r .take-h{color:#e8a08f;}
  body.dark .take-p{color:rgba(255,255,255,.6);}
  body.dark .take.r::before{background:var(--rent);}
  body.dark .legend span{color:rgba(255,255,255,.66);}
  body.dark .foot{border-color:rgba(255,255,255,.1);}
  body.dark .foot-lo{background:rgba(255,255,255,.04);}
  body.dark .foot-name{color:#fff;}
  body.dark .foot-info{color:rgba(255,255,255,.55);}
  body.dark .foot-info a{color:var(--hfg-teal-light);}
  body.dark .foot-disc{background:rgba(255,255,255,.02);color:rgba(255,255,255,.46);border-top-color:rgba(255,255,255,.08);}
  body.dark .foot-bar{background:rgba(7,24,38,.9);}
  body.dark .foot-bar .fb-txt{color:rgba(255,255,255,.4);}

}

/* ════════════════ REFACTOR SUPPORT (replaces inline style="" attributes) ════════════════ */
/* Year-slider tick positions (formerly inline styles on .rng-ticks spans) */
.rng-ticks .tick-1{left:calc(0% + 13px);}
.rng-ticks .tick-2{left:calc(13.79% + 9.4px);}
.rng-ticks .tick-3{left:calc(31.03% + 4.9px);}
.rng-ticks .tick-4{left:calc(48.28% + 0.5px);}
.rng-ticks .tick-5{left:calc(65.52% - 4px);}
.rng-ticks .tick-6{left:calc(82.76% - 8.5px);}
.rng-ticks .tick-7{left:calc(100% - 13px);}
/* Gap-banner math expander (formerly inline on #mathGap and its wrapper div) */
.sba-gap .math-panel{text-align:left;max-width:380px;margin:12px auto 0;}
.math-toggle-row{margin-top:4px;}
/* "required on report" note in the LO group heading (formerly inline) */
.agroup-t .req-note{font-size:9px;letter-spacing:0;text-transform:none;}
/* Teal info variant of the vs-rent callout (formerly inline in the cash box template) */
.vs-rent.teal{background:var(--hfg-teal-pale);border-color:var(--hfg-teal-light);color:var(--hfg-teal-dark);}

/* ════════════════ AUTH GATE (fail closed) ════════════════
   The body ships data-auth-state="checking" in static HTML; every protected
   region stays hidden in any state except signed-in. scripts/auth.js advances
   body[data-auth-state]. There is no bypass. */
body:not([data-auth-state="signed-in"]) .topbar,
body:not([data-auth-state="signed-in"]) .app{display:none;}
body[data-auth-state="signed-in"] .auth-gate{display:none;}
.auth-gate{position:fixed;inset:0;z-index:1000;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;background:var(--hfg-blue-deep);text-align:center;padding:24px;}
.auth-title{font-family:var(--sans);font-size:26px;font-weight:800;color:#fff;letter-spacing:-.01em;}
.auth-msg{font-size:13px;color:rgba(255,255,255,.55);max-width:380px;line-height:1.55;}
.auth-btn{margin-top:8px;padding:10px 22px;border-radius:8px;background:var(--hfg-teal);border:none;color:#fff;font-family:var(--sans);font-size:14px;font-weight:600;cursor:pointer;}
.auth-btn:hover{background:var(--hfg-teal-dark);}
.auth-btn[hidden]{display:none;}

/* Graph /me autofill review note (shown by scripts/profile.js) */
.lo-autofill-note{font-size:11.5px;color:var(--hfg-teal-dark);background:var(--hfg-teal-pale);border-radius:8px;padding:8px 12px;margin:10px 0 2px;line-height:1.5;}
.lo-autofill-note[hidden]{display:none;}
body.dark .lo-autofill-note{background:rgba(73,159,190,.16);color:var(--hfg-teal-light);}

/* LO headshot from Graph (blob URL) fills the footer badge; initials otherwise */
.foot-badge .foot-photo{width:46px;height:46px;border-radius:50%;object-fit:cover;display:block;}
/* required-LO error box (shown by validateLO before printing) */
.lo-err[hidden]{display:none;}